Experience
The Student Financial Lab was developed by our research and development center that has a 10 year proven track record of educating individuals across the United States in the areas of money, debt and credit.
This educational course uses the same content that is currently being used in these two proven national programs below:
| TakingControl Debtor Education Program |
 The TakingControl Debtor Education Program™ was approved on January 18, 2006 by the Executive Office for United States Trustees (EOUST) as a 2-hour personal financial management instructional course under the new Bankruptcy Code that went into effect October 17th, 2005. The approved course is for classroom study, telephone study and Internet study.
The 12-chapter instructional course incorporates the concepts and ideas of sound financial knowledge to help debtors develop the skills needed to change their attitude about all aspects of money and improve their decision-making skills to become knowledgeable consumers in the area of savings, investing, use of credit and overall money management.
Course Statistics:
From January 18, 2006 to June 31, 2006 the approved course educated 4,041 individual debtors throughout 48 states for their post-discharge bankruptcy requirement. Of the 4,041 debtors, 2,042 were taught through a 2-hour telephone course and 1,999 were taught through the 2-hour Internet course. Click the following link to view survey statistics. |
| DebtGuard Financial Literacy Program |
 The DebtGuard Financial Literacy Program™ is a 12-chapter self-study financial literacy course on money, debt and credit. The course was created to help credit counseling and debt management clients further understand their personal finances, how to manage them in their everyday lives as well as learn to modify their financial behavior so they can make better financial decisions in the future.
The course was used by and endorsed by over 40 AICCCA, AADMO and NFCC member 501(c)3 non-profit credit counseling agencies across the country. These member agencies used the course to help satisfy their educational requirements, mission, activities and reporting to the IRS in order to help protect their 501(c)3 tax exemption status.
On February 13, 2004, the contents, study materials and self-directed testing within the course were reviewed by (and reflect revisions made by) Jeffery S. Tenenbaum, partner, Venable LLP, which has significant experience with advising educational and other organizations that are recognized as exempt from federal income tax under Section 501(c)3 of the Internal Revenue Code.
Course Statistics:
From January 01, 2004 to July 31, 2006 the course educated 42,648 individuals throughout 46 states. Click here to view a sample list of actual survey comments participants of the course. |
